My name is Benjamin Allen. I and my mother owned a single family home in Tampa, Florida. I resided there with my aunt. Without my knowing it, my mother took out a mortgage on the property. When my aunt passed away, I stayed in the house keeping up the property and continuing the utility bills, property taxes, insurance, etc. In 2010, I received a letter in the mail informing me the house was going into foreclosure.
After I received the judgment and notice of judicial sale of the property, I filed for bankruptcy. The judge in Federal Court gave me the phone number of Bay Area Legal Services. I had three appointments with Bay Area Legal Services, when they referred me to Randall Reder. Mr. Reder helped in getting an order vacating the sale. Since then he has continued to represent me at no cost in defending the foreclosure action. If it hadn’t been for Mr. Reder, I would not have my house today and would be living out in the street. I am seventy-one years old and my only income is social security.